TOSIN EMMANUEL FOLARIN. Reducing Friction and Failure Rates in Cross-Border Digital Payments Across ECOWAS Through Interoperable Payment Systems and Data-Driven Product Innovation. CogNexus, [S. l.], v. 1, n. 04, p. 245–259, 2025. DOI: 10.63084/cognexus.v1i04.292. Disponível em: https://cognexus.wenjibrapress.org/index.php/cn/article/view/292. Acesso em: 20 sep. 2026.